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Frequently Asked Questions
I don’t have property, will I qualify?
No, you will not qualify. We need to secure the consolidated loan over your property, so you need to have property.
What is the minimum loan amount?
The minimum loan amount is R250000 and maximum is R2mil.
How long does it take to get approved?
Pre-approval takes 5-7 working days.
What is 75% LTV?
LTV is jargon for Loan To Value. It is calculated by dividing your loan by the market value of your property.
What do we need to do a pre-qualification?
We need you to complete an application form, 6 months mortgage statements, 3 month personal bank statements, payslip and council tax bill.
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